Calls are recorded and may be monitored for security, quality control and training purposes. This Fixed Term Deposit is not available to existing Bank of Ireland customers. Payments into the account are accepted by CHAPS only. This offer may be withdrawn at any time without notice. Current rates available until end August 2010. Applications are subject to status. Terms and Conditions apply, copies are available on request. Interest is calculated on the daily balance and will be applied at maturity.

*Gross means the variable contractual rate of interest that will be paid to customers before the deduction of tax on interest. This information is based on our understanding of current law and HM Revenue & Customs practice, both of which may change in the future. The law relating to taxation is liable to change and such changes cannot be foreseen. Interest will be paid gross. Unless otherwise specified all rates quoted are Gross.

**AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advert for a savings product which quotes an interest rate will contain an AER you will be able to compare more easily what return you can expect over time. You will be advised of the rate of interest that applies to your account when your account is opened